Terms of use

Information only

The content on this website is general information about mortgage financing in Canada. It is not financial, legal, accounting or tax advice, and it is not an offer of credit or a commitment to lend. Your circumstances are specific to you — speak to a licensed mortgage professional before acting on anything you read here.

Rates, figures and calculators

Rates shown are best-available rates for well-qualified borrowers as of August 2026 and are subject to change without notice. Rates vary by loan-to-value, credit profile, property type, amortization and lender. O.A.C. — on approved credit. This is not a commitment to lend. All figures are illustrative estimates, not financial advice.

Calculators on this site produce estimates using the assumptions you enter and Canadian semi-annual compounding. They exclude property tax, insurance, condominium fees and closing costs unless expressly stated. Actual payments, penalties and approvals are determined by your lender.

Case scenarios

Scenarios shown on this website are illustrative composites created to demonstrate how a solution is structured. They are not testimonials, they do not describe specific clients, and they are not a prediction of your result.

Third-party names and links

Lender, insurer and program names are used for identification and reference only. Their use does not imply endorsement or a partnership beyond the ordinary broker-lender relationship, and availability of any lender or program is subject to change. Links to third-party websites are provided for convenience; we are not responsible for their content.

Limitation of liability

This website is provided on an as-is basis. To the extent permitted by law, Lendmax is not liable for any loss arising from reliance on the content of this website.