Start your mortgage application
Six short steps. It saves as you go, so you can stop and come back. A licensed broker reviews it and calls you within one business day.
- Takes about 8 minutes with your documents handy
- No credit pull — that needs your separate written consent
- Encrypted in transit, and stored on our own servers in Canada
Updates as you type. A lender's own numbers may differ.
Application received
Your reference number is —. We have emailed you a copy. A licensed broker is reviewing your file now and will call you within one business day.
Your file goes to Canada's banks, monolines, credit unions, alternative and private lenders
Lender names shown for reference. Availability, pricing and guidelines vary by province, property and borrower profile.
Our four-step process
What happens once you press submit.
Understanding the situation
We start with a real conversation, not a form. What is the payment doing to your month? What is the deadline? What has already been declined and why? Everything after this depends on getting this part right.
Finding a solution
Your file is matched against our full lender panel — banks, monolines, credit unions, alternative lenders and private capital — and structured to fit the guideline it will actually be approved under, the first time.
Negotiating rates
We do not accept the first number. Volume and lender relationships get your file priced as an exception, not as a walk-in. Then we compare the true cost — rate, penalty, prepayment terms and fees — side by side.
Stress-free closing
Documents are signed digitally, conditions are cleared by our team, and your lawyer is briefed before funding day. You get one point of contact from approval to keys, and a plan for what happens next.
Would rather talk it through first?
Call and a licensed broker will take the details over the phone. Same outcome, no typing.