Focus on Lending -

We'll Administer Your

Mortgages, 100% Free!

Full Cycle Mortgage Administration

Online Portfolio Management

PAD Interest Payment Collection

Commitment, Payout, Discharge Statements

Complete Portfolio Analytics

Mortgage Administration Quote

Full Name *

Your Email *

Cell Phone *

Type of Investor *

Mortgage Portfolio Size *

From Commitment to Discharge, Done for You

Streamline Your Mortgage Deals

Are you tired of creating commitments, instructing lawyers and dropping off drafts to lawyer offices?

There's an easier way! While you focus on the deal review, once approved we take over whatever you don't want on your plate.

As a full service mortgage administrator, we help investors streamline their workload, follow up and sign off on mortgage approvals all while maintaining regulatory Compliance and absolute accuracy.

Our mortgage administration technology offers you real-time reporting, payment tracking, online detailed view of all your Investments in one place.

We manage as few as 4 and as many as 200+ mortgages for some of our investors, family offices and trust funds.

What We Do?

Trust funds management
Commitment issuance
Payment, Collection, Arrears
Renewal & Non Renewal Letters
Online Mortgage Reporting
Borrower and investor disclosures
RRSP, LIRA, TFSA With Olympia & Western
Account Management
Year End Reporting
Default Proceeding
T5 Issuance
CCPC Tax Filing
Provincial Compliance Management

Leave the Mortgage Admin to Us, While You Grow Your Mortgage Investments!

Full-Service Mortgage Management with Real-Time Tracking and Regulatory Compliance.

Full-Service Management

We handle compliance and funding, so you can focus on growing your investments.

Streamlined Processes

Preformatted commitments, lawyer coordination, and automation ensure efficiency and accuracy.

Advanced Technology

Get real-time reporting and payment tracking, all in one place.

Regulatory Compliance

We ensure full compliance with all regulations, keeping your investments error-free.

Mortgage Professionals that know the business Love working with us

Why Investors Choose Lendmax for Mortgage Administration?

The reality is – Investors should focus on deals, not admin. Compliance and paperwork waste valuable time that could be spent on reviewing loans and managing risk.

We streamline the mortgage administration process with technology, eliminating manual tasks and delays. Let us handle the details so you can fund more and earn more!

We offer upto 80% LTV Across Ontario
We lend on Appraised Value, regardless of the purchase price

Mortgage Administration Plans

Basic

Mortgage Admin Essentials

Payment & Arrears Tracking
Interest PAD Collection
Online Account & Reporting
Cash Investment Debit & Credit

PRO

Full Cycle Mortgage Admin

Everything in basic+
Commitment & Signing
Submit Self Directed Investment
Authorized Account Manager
Instructions to Lawyer
Lending Conditions & Compliance
Annual Reporting (Fees, Interest)

Premium

Done For You Mortgage Admin

Everything included in pro
Marketing & Deal Origination
Deal Underwriting & Approvals
Deal Conditions Online Upload &
Review
Interest Payment Collections paid to your accounts
Complete Funded Package Report
Annual Book keeping & Tax Return
Portfolio Manager Analysis

Why Partner with Us?

Investors often find themselves bogged down by compliance and administrative tasks while key focus should be on on review and risk management.

You never have to issue a commitment again, or wait for signing or instructing a lawyer.

We work with 100+ investors to help them fund more and earn more on their loans.

What We Do?

Trust funds management

Commitment issuance

Payment, Collection, Arrears

Renewal & Non Renewal Letters

Online Mortgage Reporting

Borrower and investor disclosures

RRSP, LIRA, TFSA With Olympia & Western Account Management

Year End Reporting

Default Proceeding

T5 Issuance

CCPC Tax Filing

Provincial Compliance Management

How Does It Work?

Submit your mortgage approval details online

We will prepare the commitment, compliance and instructions

We will submit fund request to Olympia/Western or pull funds via a PAD

We'll fund your mortgage through your preferred lawyer, manage interest payment collection schedule, arrears & reporting, all of it available online for you to view anywhere anytime.

Easy Approvals on our Featured Mortgage Products

Mortgage Options built Around Your Clients' Situations

Prime Mortgage

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Max Mortgage

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Flex Mortgage

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Easy Approvals on our Featured Mortgage Products

Mortgage Options built Around Your Clients' Situations

Because It’s Time To Seek Financial Advice From Experts

No Compromise, Just Maximize.

Showcase a broker

100%

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340+

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Success in Action

Faster Review, Faster Commitment & Faster Funding

Andre Hollander

I submitted my deal on thursday and they funded on monday. doesnt get better than that. client was extremely happy and got an great rate

Max Armani

I requested a quote for a deal and received a reply in just a couple of hours. I funded that same deal 2 days later. I like their process, its fast and no nonsense. like no bank statements or corporate documents.

Kimberely Beuveau

Happy to see some lenders understand the concept of equity. We funded a deal in pickering at 80% when everyone else declined or low balled. funded pretty quick in about 5 days and rates were reasonable.

Samuel Akendule

Great work guys, thanks for your help in closing so quickly.. highly recommended!!

Aliya Habib

My clients refinance from a pvt 2nd was stuck with no renewal and most lenders declining the deal. I found a good solution here, they used my appraisal and offered a low rate to my client. Definitely use again.

What provinces are you lending in?

At the moment in ON, we are lending on all our Prime+, Prime, Max and Flex upto 80% LTV (all 1st & 2nd mortgage options). For BC & AB, our first mortgage Prime+ is available upto 65% LTV and

How can I submit my deal?

We accept electronic deal submissions via Filogix & Finmo and via email: [email protected]. Please only submit your deals with a mortgage application, credit report and appraisal for review and pricing. Deals with out appraisals may not receive a priortized response.

How long does it take to review a file?

Typically we can provide an answer and a pricing on the request within 2 hours after a full review. However we require an appraisal, credit report and application upfront to offer a clear pricing.

What property types do you lend on?

Our speciality is residential, while we do some small commercial for every deal our review requires an analysis of property marketability, days on market, adjusted expsoure and exit strategy. With city/town population sizes > 50k or within 15 minutes of a larger city/town we can offer upto 80% LTV on all properties except condominium properties.

What's your max LTV on condos?

For condos, our max at the moment is 65% and we will offer upto 75% on exception where we look for the condo to be a configuration of more than a 1+ Den. We need the condo to be appealing to a larger audience than just investor buyers.

What is your best mortgage product?

We offer 80% LTV on First Mortgage deals that may not qualify with many other lenders on a private refinance or have credit concerns. Since we have no minimum credit requirement, we can be very competitive in a value offering for upto 80% LTV.

Do you charge any fees other than lender/rate?

As a mortgage lender, the only other fee we charge a non-refundable admin fee against each file that has been underwritten, and is ready to be or has been committed. Our admin fee is $1000 for 1st Mortgages and $500 for 2nd mortgages. This fee helps us stay efficent on mortgage requests from serious borrowers and brokers and covers any incidental fees towards legals under a failed transaction instructed to lawyers. There are no hidden fees in our commitment, a schedule A is available for review here.

Do you have a minimum and maximum mortgage amount?

Our mortgage approvals are offered under our Residential & Commercial regular program and jumbo mortgage program.

Min. Mortgage Amount $25,000 (Regular & Jumbo)

Max. Mortgage Amount $1,000,000 (Regular capped to 80%)

Max. Mortgage Amount $3,000,000 (Jumbo capped to 75%)

Do you offer a single charge mortgage upto 80%?

Our mortgage approvals upto 80% may originate from mutlple fund sources with varying risk thresholds or geographical location restrictions. Most 80% approvals are offered as a 1st & 2nd Mortgage Bundles with 2 sepeare charges.

What is your legal fee?

Lendmax Capital uses a number of approved lawyers on our panel which range between $1,500 to $2,500 plus disbursements & HST priced according to the property value.

What's your renewal fee?

Funded mortgages may be eligible for renewals offered at a renewal rate and fee based on the current market rates and Lendmax Capital current offersing. For mortgages that are not eligible for renewal, the borrower will receive a non-renewal notice 90 days pior to the maturity date.

What type of Hold-backs can you apply?

Our typical Hold-back would apply to a Prepaid 12 months, Prepaid 6 months, Property Taxes, Property Repair Condition,

How fast can you fund 1st & 2nd mortgages?

We can instruct a file within 2 hours from the time the File is marked Broker Complete. The funding for 1st mortgages may take upto 5 business days and 2nd mortgages may take upto 2 business days. Please check with the borrowers' lawyers to confirm if they can accommodate an expedited closing. Rush fees apply for mortgages funded under this timeline.

What's your underwriting process?

We rely heavily on our due diligence on the property and the appraisal report when offering an approval or pricing a deal. Credit is relevant however not a deciding factor for our approval. We work with clients under 500 and over 700 beacon scores and the rates vary very little. We look for a clean exit and debt serviceability on every mortgage opportunity.