Canada is undergoing a housing and rental affordability crisis due to sudden changes in mortgageregulations, stagnant wages, and population growth. If you’ve been paying attention to the realestate market at all recently, you’ve likely heard about the soaring property prices. If you’re in themarket for your first home, this news might be pretty disappointing. However, homeowners,know […]
If you’re like most people, your home is your biggest investment. So, when it’s timeto sell, you want to get the best possible price for it. But did you know that if youhave a mortgage on your home, the bank may impose a penalty if you pay it off early?Most mortgages in Canada are “closed” […]
If you’re reading this, it’s because you or someone you know needs a renovationloan. And, to compound the problem, bad credit. Well, do not despair. It’s not ahopeless situation. You’ve come to the right place. In fact, contrary to what you maythink or have heard, you can get it faster than you think. Still interested? […]
If you’re self-employed, you may find it harder to get a home equity loan than if you were employedby someone else. The reason for this is that when you’re self-employed, the only income thatlenders can use to assess your ability to repay the loan is your personal income. As someone self-employed, this can make it […]
A lot of Canadians struggle with debt and feel overwhelmed by the thought of paying it alloff. Just like you, some of us are feeling the pinch of rising living costs and stagnant wages.Trying to juggle our everyday lives while maintaining a healthy bank balance can be tough.If you’re struggling to keep up with your […]
The Canadian economy is still strong, and today, people rely more on credit than ever. The economy is expected to remain strong, and there is currently a large demand for loans to help businesses and individuals purchase goods and services. This increased demand has led to an increase in debt for many people. At the […]
Home equity loans can be a great way to finance your home improvement projects or purchase a new property. However, not all home equity loan rates are the same. If you are planning to take out a home equity loan, there are some things you should consider to help you secure the best rate possible. […]
A home equity loan is a loan that is secured against the value of your property. It is usually registered against your home as is any current mortgage. Home equity loans give valuable relief in times of financial hardship. In financial terms, your home equity equals the amount your home is worth today, less the […]
When a homeowner chooses to take out a mortgage, they are essentially putting their home up as collateral for the loan. This can be a costly decision. This is because mortgage lenders typically require a higher down payment in the form of equity than they would for a loan where the borrower didn’t have a […]
When considering whether or not to purchase a home in Canada, it is important to understand the associated interest costs. This is particularly true for individuals who are planning to make a long-term commitment to the property. Interest costs are particularly important if you are attempting to build equity in your home. Any way you […]
Chief Executive Officer
Sammy is the CEO of Lendmax Mortgage Capital, with a strong vision to build a better product for clients, he set out in the banking industry to make a difference and got sucked into the mortgage market where he spent a decade in origination, underwriting, exit planning, client management, investor relations and identifying opportunities to help families make more money as an investor.
Sami’s ability to work with clients and uncover their potential has been as asset for the banks he worked for. Sami soon realized he could do more by being independent, learning and working in the private mortgage space helped him achieve success in the business and grow into a leadership role which focuses on guiding the investor community to a tried and tested process of wealth creation.
Over the last several years Sami’s experience in investment planning with the banks is the basis of his versatile guidance offered to a network of high net worth clients during his tenure in the mortgage financial industry has resulted in a committed following that helped his clients achieve their investment goals. It also helped him create mortgage products that deliver much needed flexible solutions to the Canadian Mortgage Market while working with a concentrated focus on mitigating risk, he created programs that actually help borrowers, used technology to build an infrastructure and is now aiming at establishing a diversified mortgage offering investment corporation, all of this with attention to tax saving opportunities for Lendmax Mortgage Capital Investors.
